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CARES Act - High Deductible Health Plans (HDHP)

31 March 2020
CARES Act - High Deductible Health Plans (HDHP)

The new coronavirus (COVID-19) relief law, known as the CARES Act, includes benefits for certain health plans. For plan years beginning before 2021, high deductible health plans (HDHPs) can now pay for telehealth or telemedicine visits and other remote services for COVID-19 related testing and treatment without regard to the annual deductible and without jeopardizing the plan status. Generally, an HDHP must first apply the minimum deductible or any cost sharing to protect its HDHP status. Also, for amounts paid after 2019, the CARES Act allows amounts paid from Health Savings Accounts or Archer Medical Savings Accounts for nonprescription medical products to be treated as medical care.

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